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A car accident is a dramatic event that can change our lives or the lives of our loved ones severely. The effects of a car accident can damage our quality of life emotionally, physically and financially. While generally people want the best for each other – with an ever changing legal system and a health care program that is stretched as it is, when it comes down to ‘who pays', no one really wants to step up and accept that responsibility. Insurance companies, both your own and that of the person who caused the accident, will not simply sign you a cheque for your pain and suffering. Instead, you are going to have to fight for it – which is why you need a lawyer on your team to get the money you deserve.
 
Ten Steps If You've Been Injured
 
If you have suffered a serious injury, you need to follow these ten steps as soon as possible (a matter of days) to ensure that you get the maximum amount of money that you might be entitled to:
  1. Stay calm, call 911, and work with first responders when they arrive.
  2. Record the names and addresses of everyone involved in the accident as well as witnesses. Take pictures if possible.
  3. Speak to your family doctor and keep them in the loop.
  4. Contact your insurance company to let them know about the accident – do not make any final statements, just advise them.
  5. Notify your employer, school and family.
  6. Record the names and contact information of any of your health care people.
  7. Document your insurance information.
  8. Keep the receipts for every expense related to your injury, and have family members also track the amount of time and money they spent caring for you or the injured person.
  9. Check for any additional insurance coverage you may have – sometimes schools, workplace, private plans and even some credit cards offer some kind of personal injury insurance.
  10. Contact a car accident injury lawyer and take the next steps to getting any money you deserve.
Time Limits on Making Claims
 
In Ontario, you should be aware if you want to pursue a claim against someone in event of a car accident of some very rigid time restrictions. Your injury lawyer will be able to explain these restrictions in clearer terms and ensure that you do not let any of them elapse.
  • Motor Vehicle Accidents
o   Inform the insurer of the accident within 7 days.
o   Complete an accident benefits application within 30 days of the accident.
o   Mediate and sue, or arbitrate against the insurer within two years of a denial.
o   Provide written notice to the at-fault driver within 120 days of the accident.
o   Sue the at-fault driver within two years of the accident.
o   Loss or damage to your vehicle, if it has not been resolved must go to court within 1 year of the car accident.
 
If you have been in an accident, you need to follow these steps and make sure you do not go over any of the required time limits by law. With the assistance of a great legal firm, you will be able to recover lost monies and be paid the benefits you deserve for your pain and suffering. Contact a car accident injury lawyer in North York immediately to get the process started.
 
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Zarolia Barristers Professional Corporation        |        416-789-9200        |        info@zarolialaw.com        |        www.zarolialaw.com
3200 Dufferin Street Suite 500,   Toronto,   Ontario,   M6A 3B2,   Canada